The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive, unfair, or deceptive practices by third-party debt collectors. It provides guidelines for how debt collectors must operate and grants consumers certain rights.

Our agency assists consumers by ensuring that third-party debt collectors comply with the FDCPA. We review collection practices, communicate with collectors on your behalf, and take legal action if any violations of your rights are identified.

If you suspect a debt collector has violated your rights under the FDCPA, contact us immediately. We will assess the situation, advise you on the best course of action, and, if necessary, file a lawsuit to protect your rights and seek compensation.

FDCPA violations that may lead to a lawsuit include harassment, using deceptive practices, threatening legal action without intent, contacting you outside of permissible hours, or discussing your debt with unauthorized third parties. If you've experienced any of these, we can help.

After reviewing your case and identifying any FDCPA violations, we will file a lawsuit on your behalf. Our legal team will represent you throughout the process, working to secure compensation for damages such as emotional distress, lost wages, or statutory penalties.

Arbitration is an alternative to going to court. It’s a process where a neutral third-party arbitrator hears both sides of a dispute and makes a binding decision. We can help you navigate arbitration to resolve disputes with debt collectors more efficiently.

Yes, we offer comprehensive credit repair services. After addressing your debt collection issues, we will work with you to remove inaccurate or outdated information from your credit report, helping you improve your credit score.

The timeline varies depending on the complexity of the case. Some cases may be resolved within a few months, while others may take longer. We will keep you informed throughout the process and work to achieve the best possible outcome as quickly as possible.

Under the FDCPA, you have the right to be free from harassment, receive clear information about your debt, dispute your debt, and request that a debt collector stop contacting you. You also have the right to sue for damages if these rights are violated.

Getting started is easy. Simply purchase the plan that suits you best, fill out our secured intake form, and we will schedule an initial consultation. During this consultation, we'll discuss your situation and outline the steps we can take to protect your rights and improve your financial standing.